Real Skills for Managing Your Money

We built this program because too many people feel overwhelmed by their finances. After working with hundreds of Australians who struggled with budgeting, we realized something: most financial advice is either too complicated or too generic to actually help.

Our approach is different. We focus on practical habits you can start using tomorrow. Not theory from textbooks, but real strategies that have worked for people just like you.

Talk to Us About Your Situation
Financial planning workspace with budgeting tools and documents
Kieran Fitzpatrick teaching budgeting strategies

Kieran Fitzpatrick

Lead instructor with 14 years helping everyday people take control of their finances

How We Actually Teach This Stuff

Start With What You Actually Spend

Most budgeting programs tell you what you should spend. We start by looking at what you're really spending right now. No judgment. Just honest numbers. Then we work together to find areas where small changes can make a real difference. Our participants track their spending for two weeks before we even talk about budgets, because you can't fix what you don't understand.

Build Systems That Don't Require Willpower

Willpower runs out by Wednesday. Good systems work every day. We help you set up automatic transfers, simple tracking methods, and backup plans for when life gets messy. The goal isn't perfection. It's having a system that catches you when you slip up, which everyone does.

Real Scenarios From Real People

Every module includes case studies from actual participants. How did someone handle an unexpected car repair? What did another person do when they got a bonus? You'll see multiple approaches to the same problem, because there's rarely just one right answer in personal finance. Our September 2025 cohort will include group discussions where you can ask about situations you're facing right now.

Follow-Up That Actually Helps

The hard part isn't learning budgeting. It's sticking with it three months later. We check in at 30, 90, and 180 days after the program ends. Quick calls to see what's working and what isn't. Many participants say these follow-ups are more valuable than the initial sessions, because that's when the real challenges surface.

What Changes in Six Months

These numbers come from tracking 340 participants who completed our program between January 2024 and December 2024. Results vary based on individual circumstances and commitment levels.

73%
Built Emergency Savings

Had at least one month of expenses saved within six months of starting the program

8 weeks
Average Time to First Milestone

Most participants hit their first financial goal within the first two months

89%
Still Using Systems

Continued using at least three budgeting techniques six months after program completion

People Who've Been Through This

These are real participants from our 2024 programs. We asked them what actually helped and what they wish they'd known earlier.

Tobias Lundgren

Tobias Lundgren

Completed program in March 2024

I've tried budgeting apps before and always gave up after a few weeks. What made this different was having someone actually explain why certain things weren't working for me specifically. Kieran pointed out that I was trying to track every coffee, which was making me hate the whole process. We simplified it to just tracking four categories, and suddenly it became manageable.

Siobhan Gallagher

Siobhan Gallagher

Completed program in August 2024

The follow-up calls saved me. I was doing great for two months, then had a family emergency that completely threw off my budget. I almost didn't take the 90-day check-in call because I felt like I'd failed. But they helped me adjust everything and I realized the system was flexible enough to handle real life, not just perfect scenarios.

Next Program Starts September 2025

Our autumn cohort begins in mid-September and runs for twelve weeks. We cap each group at 25 people so everyone gets individual attention. If you're tired of feeling stressed about money and want practical help that actually fits your life, let's talk about whether this program makes sense for you.

Get Program Details